India policy posture and payment context
These terms set the legal frame for your account, wallet records, identity checks, content use and service access. We write them for India in clear English, but access remains jurisdiction-dependent and is available where local law permits. When a wallet action uses UPI, Paytm, PhonePe or
-
1
Google Pay, the same account terms still govern the account record, payment reference, verification step and any later query. We may ask for documents when the law, a payment partner or account security process requires it. We keep legal records only for defined operational, regulatory and
-
2
dispute-handling reasons, then remove or anonymise them when retention is no longer required. If any clause changes, we present the updated wording through this page or account notices before it applies.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.